Business Description

I am a full-service independent advisor that is predominantly focused on comprehensive retirement and estate planning. I help clients plan and prepare for the day when they will retire, providing complete transition support for moving into retirement, designing effective strategies to protect portfolios while in retirement, and showing you how to safely maximize the retirement income you can generate from your assets.

In addition, I work closely with clients to develop comprehensive estate plans that will efficiently transfer your estate to your heirs in a manner that satisfies your wishes, saves time, reduces costs, eliminates or minimizes taxes, and maximizes the size of the estate that you ultimately pass on to the family members and/or charities of your choice.

Because our firm is almost exclusively focused in this area, we are able to design plans that utilize the most current and effective products, tools and strategies to develop retirement plans that can lead to success. We have no minimum net-worth or minimum income requirement and the strategies we use can benefit people with both modest or significant assets.

SERVICES OFFERED INCLUDE:
Comprehensive Financial Planning, Retirement Savings Planning, Retirement Income Planning, Tax-Advantaged Investing, Portfolio Asset Allocation, Life Insurance Needs Analysis, Estate Planning, Charitable Gifting Strategies, Long Term Care Planning, Special Needs Care Planning.

General Information

Gender:

Male

CRD#:

3212857

Firm CRD#:

Insurance License#:

RPI 99989085

Name of Broker/Dealer:

BCG Securities, Inc.

States Licensed in:

MD, VA, DC, FL, SC, MA, MN

States Willing to do Business in:

MD, VA, DC, PA, DE, NC, FL, SC, GA, MA, MN, NJ

Years of Experience in Financial Services:

Number of Years with Current Firm:

I work with the following types of clients:

Individual Investors

Education

Academic Background

Bachelor of Science - University of Maryland

Services

Investment Types:

Mutual Funds, Insurance, Annuities

Qualifications & Memberships

Securities Licenses:

Series 65, Series 6, Series 63

Insurance and Annuity Licenses:

Long Term Care, Variable Annuity, Life, Annuity

Financial Organization Memberships:

Financial Planning Association (FPA)

Firm Information

Number of Advisors in Office:

Up to 10 employees

Compliance

Registered Representative:

Yes

Investment Advisor Representative:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

Minimum Portfolio Size for New Managed Accounts:

$10,000

Compensation Methods:

Commissions

Additional Details on Charges:

At American Prosperity Group we never charge a fee for our time, nor do we require you to commit to any ongoing fee-based, wrap account or managed-money fee arrangement.

Instead, we provide unlimited, free consultations where we get to know our clients and their unique circumstances, share ideas and information, then develop plans and programs that we believe represent upgrades to thier existing financial, retirement and estate plans.

In this arrangement our clients have full veto power to say no to any of our plans or recommendations with no resulting cost, obligation or commitment. Only when our clients are firmly in agreement that the recommendations made do in fact represent an upgrade over what they currently have will those plans be implemented.

The companies we use to implement your plan will compensate us directly, with no onging or repetative fees paid to us from the client, ever.

And once you become a client, there are never any fees for the ongoing relationship and time we will spend together managing your portfolio, staying in touch and answering any questions you might have to service all your financial needs.

Prepared By:

Mark Timmick